Finance Reviews

Virgin Credit Card

I recently applied for a Virgin credit card mainly because of the 0% transfer for 9 months offer they had on .
One of the features with this card is that you get a 10% discount at Virgin stores and this is for any online purchases too.
Competitiveness of APR was …

Baird and Associates

We recently changed our investment accounts and it has been for the better. The investment first I was previously with was not doing for me what I had initially expected it to. Since being with John Gebhardt and his associate Andy. Things have been steadily going …

RBTT Bank

In my country, RBTT Bank, or the Royal Bank of Trinidad and Tobago is one of the major banks. However, before some months ago I had never done business with them, and when I did, it was to lodge and trhen cash a paypal cheque which of course came …

Freedom Credit Union in Chicopee

The Freedom Credit union branch over in Chicopee was a joke and I was so aggravated with this place and they need to change way too many things with this branch that it is ridicules. The first thing that bothered me about this location was how disorganized customer service …

Security Bank

Our office recently switched to Security Bank for some reason, and I’m not really happy about it. Security Bank, though an established financial institution, still lacks a lot of services. For one thing, I can’t seem to transfer funds to my personal savings account. I have tried through their …

Capital One

Capital one is one of my first credit cards. They approved me when I had no credit at all. Overall they are pretty good to have. They send you a bill within a good amount of time before your bill is due. I like that, so that I can …

GE Creditline

Back in 2004 I bought this beautiful chocolate sofa worth $3000. I also bought a brand new fridge for $1000. I was able to purchase these items through getting Ge finance approval. I wish I never paid for them by this method, it would have been alot wiser …

Grant Money

I have been reviewing ads for grant money (such as the websites noted above) and I bought Lesko’s book on government grant programs. Both the book and the online ads for “free” grant money were and are very misleading and in my opinion are scams.  The only true …

Walmart Gas Card

If you watch the news any day of the week then you know that gas is very expensive and that is economy is in a very bad way and since we live in this country we must find something to do in order to combat this. Since the president …

The Horizon Gold Merchandise Card

I was sent a Horizon Gold Merchandise card and I decided to give it a try and it’s certainly not what I expected. I was told that this card had a 500 dollar credit limit and that I would be able to use it for purchasing merchandise online. …

Rush Card prepaid debt card

Russell Simmons may not be in charge at Def Jam anymore, but that doesn’t mean he isn’t busy. Of his many recent creations, the Rush Card may be one of the most popular. This prepaid debt card while popular, is something you can pass over. …

First Federal Savings Bank

I have been banking at First Federal Savings Bank for almost two years, and for the most part, it has been a good experience, but I do have one complaint to mention as well. The checking account at this bank is free as long as you have your pay …

Bpiexpressonline.com

For me, BPI Express Online is the best online banking experience there ever is. I do online banking with other banks, but I find BPI EOL to be the most secure, user-friendly, efficient, most-updated site. It allows me to keep track of my expenses and cash flow even when …

Washington Mutual

Of all the crazy fiascoes the banking industry has suffered throughout the last year or so, the one that I felt the most pain for was Washington Mutual. I had heard of this bank from my cousin who really loved it and would tell me how great it was and …

Paypal

The first account online I ever had was Paypal. Paypal is a payment processor and it is the oldest one or one of the oldest ones.
You can open 3 types of account personal one which is for online shoppers so that you can pay for the products you by …

TD Canada Trust

TD Canada Trust is one of the major banks in Canada, and in my opinion, is the best bank for individual customers. I have been a customer of all of the major banks at least once in my life, and TD Canada Trust surpasses them all.
Customer service:
This bank has …

Capital One : Ultra Miles Credit Card

This is a credit card for someone with very good credit that travels a lot and wants to earn a lot of miles for their frequent flier program. I have a few Continental cards but since I am a frequent Continental flier, I was looking for something that would …

Paypal

I’ve been looking to find ways to earn money online. May it be about writing reviews, blogging about certain items or clicking ads and sites, as long as it pays, I’m willing to do all those jobs. I have been thinking also about drawing art for interested people in …

CITIZENS BANK

My daughter decided to open a checking account with Citizens bank. They let her open it with out a parents signature which I thought was weird. I mean isn’t the parent obligated for a child under age? That should have been my first clue. My daughter would go to …

ING Direct

I do a lot of internet banking, which means that with all the transfers, most of my transactions deal with checking accounts. I currently hold an Electric Orange account with ING Direct. An Electric Orange account is a checking account with interest. There’s no minimum to earn the interest …

BPI Credit Card

One time when a telemarketer called me about signing up with BPI credit card, I automatically shut the conversation down because right now, I have 5 credit cards and it is really tiring remembering all the due dates. The girl whom I spoke with was persistent and enticed me …

OKPAY Electronic Currency Service

I stumbled across the OKPAY site (www.okpay.com) while running a Google search for a currency converter service since I had some money in my Moneybookers account that I wanted to transfer to my Paypal account, and also just to see what the rates and options are but I ended …

Currency exchange,United Arab Emirates(UAE)

Those who visit Dubai during this festive season, must deal with local currency. That is why I would like to tell something I know about local currency of dubai.Currency of Duabi is “Dhiram”. Here money is calculated in Dhirams and Fills. 100 fills forms 1 dhiram.And also 3.65 …

Wired Plastic prepaid debit card

I used to have a wired plastic prepaid debit card, out of necessity. I did not have a checking or savings account in 2006, and I found this easy to get and expensive little debit card. I got the card for free. I paid ten dollars to activate the card, …

Pay Pal From The Perspective Of A Buyer

In 2007, I started buying items on the internet. Soon I located eBay, which used Pay Pal. I went to http://www.paypal.com to investigate. After entering all my personal information, they asked specifically for credit cards to be used. I only entered one card. But …

Paypal Credit Card Plus

This paypal credit card is not actually a card but more like a virtual loan program for those who want to get verified fast or just build up your credit if you have bad credit or none at all like I once did. Basically, when you get approved for …

Paypal

Paypal is one of the most popular payment processors used worldwide. So far, I’m happy with it. The payment is fast, and as I see it, Paypal is probably one of the cheapest way of sending money to any part of the world that belongs to the list of …

Union Bank Ortigas Branch

I have just closed my account on one of the banks I’m not ready to disclose yet. (You will discover it on my next review.) In connection to this one, I have to open a new one so that I can reactivate my PayPal account. I did research through …

Chase Bank New Baltimore Branch inside Kroger

My husband and I had banked faithfully with Citizens State Bank in New Baltimore for more than five years, and we knew all the employees at our local branch by name and they knew us. We were saddened when they said they were closing their doors and needed to …

Western Union

Well, most of us have heard about Western Union Money Transfer rather fastest (so called) money transfer service. According to them, you can transfer money either by going to one of their agent locations OR simply by calling them on phone OR you can send money online.
I decided to …

Western Union

Two weeks ago, I went to Western Union to get money that was sent by my uncle for my sister’s graduation. I already have an account and membership through western union that is why I told him to drop it there so I can easily get it. The purpose …

Ace Check Cash Express

There has been times when I didn’t have a bank account. I found an alternative to cashing checks, paying bills and even an alternate debit card for my direct deposit. Ace Check Cash Express is a simple way for people to cash checks and complete other financial transactions such …

Walmart Money Card

I purchased the Walmart money card for $3.00 on March 6 2009 because the store was having a special (it used to be $9.00). While in the store I put 60.00 on the card so my total was $63.00. I was excited because I could go home and purchase …

LBC

Since I am living miles and miles away from my parents, I need the right company to send my money through in order to help my folks out. At first, it’s really difficult to find a trusted company especially …

Money Smarts blog by Ma. Salve Duplito

Ask any one who’s into financial planning or investments for the most popular blog in the country and I’m sure they’d say, Money Smarts.
Rightly so. Money Smarts is an inquirer blog ran by Ma. Salve Duplito, an editorial consultant for the Philippine Daily Inquirer.
Throughout the years, she has …

Wells Fargo Home Mortgage

While none of us especially likes paying a mortgage each month, and would far rather not have one to begin with, those of us who do have to make monthly mortgage payments know for sure how important having a good company to handle your rates, payment arrangements, and things …

Discover Airline Miles Card

After watching a show about money and how it is important to keep your credit cards balanced correctly I was worried about my financial situation. The women on the program said that if you were in debt then the best thing for you to do in order for you …

Citiseconline Trading online

With the advent of internet techonology, stock trading became much easier and more conveient. This service was pioneered by Citiseconline, also a listed company in the Philippine Stock Exchange with ticker COL.
Last year, I opened an account with Citiseconline to continue my stock tradings. It was when they …

IRS web site

I do hate tax time, but it is inevitable it will come again year after year. One of the most helpful things I have found is the IRS web site. This site has everything to help you out with your taxes. There is an incredible amount …

TD Bank

As a former customer of Chase Manhattan Bank I can state with absolute certainty that TD Bank (formerly Commerce Bank) is changing the way the banking business is run. To begin with, the tellers and employees at this bank are actually friendly. It is almost as if they actually …

Paypal

Paypal is a handy service you can use to send and recieve money online, and it can be accessed through most countries in the world.
Working as a freelance writer, my Paypal account is useful to me because I also have a debit card to withdraw my salary from the …

ABN Amro Bank credit card services

I have been using ABN Amro Bank credit cards for the past 8 years. The service was good in the past. My recent experience with the company has brought me to a point of surrendering the card.
Recently I moved from Chennai to Bangalore and gave my change …

Metrobank

Having the highly valued description as the Philippines largest banking and financial institution (based on gross revenues) Metrobank as such, offers the widest range of services through its branches numbering to nearly a thousand.
As an equities market player I was informed by one …

CitiFinancial Branch in Seneca, SC

Any large company typically has issues with maintaining a decent level of customer service, but you don’t expect problems from their local branches. However, you will definitely understand the meaning of completely unacceptable poor service if you do any business with Citifinancial in Seneca, SC. Although corporate …

Banco de Oro Universal Bank

I’ve been banking with Banco de Oro, or BDO for almost a year now and I have to say that their service has deteriorated over time. As one of the major banks in the country, you’d expect that they’d be very good. But after visiting several different branches, I’ve …

Netspend Prepaid Visa Card

Netspend Visa Prepaid cards. Boy oh boy what a luxury to feel the expense of using it each time you need it for purchases.
First time users have to first buy the card to load it. A minimum of $10.00 at selected participating stores. Average minimum of $20.00 at most …

JG Wentworth Financial Corporation

JG Wentworth is a financial corporation which operates in the business of finances and promises to provide people of great need with their money from structures settlements. They advertise that they are the answer for the customer to help in paying your bills which you may be behind on …

Citibank Shell Citi Gold Visa

This credit card from Citibank which is co-branded with Shell Philippines. This is part of my several credit cards. This year I plan to close some of those which I think is irrelevant. Like what I have always espoused that a credit card is record of good credit history …

Unionbank of the Philippines

When typhoon Ondoy totally destroyed my city, my family was forced to temporarily evacuate our home. The typhoon brought more rains than Katrina and thus, most of the establishments in the area were also destroyed and needed extensive renovation. One of those affected was my bank of choice, Unionbank. …

Capital One Online Banking

Capital One online banking is a banking that I have just signed up for mainly because it offers interest on the account. At first, I didn’t know Capital One offered checking accounts because their only products were savings accounts and personal and business credit cards. However, once I learned …

 
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