Finance Reviews
Smart Money Card
Smart Money Card is a debit card I use to send money, recieve money and purchase. It is similar to an atm card but this one is much better because it can be link to my mobile number that makes it possible to also send and receive money using …
China Banking Corporation
I opened a Savings account last year on this branch because I am scouting for banks and possible bank products I can apply for. This bank perhaps is one of the top 10 banks in the county, but not in the top 5.
I will review not the bank but the …
Credit Card Collecting at HSBC
With all of the bad press for not only credit cards but also debt collectors, I’m happy to report that working at HSBC is both rewarding and satisfying. They actually empower you to HELP out their card members. I mean sure, there will always be some bad seeds …
WELLS FARGO DEPOSIT RULES
I have been banking at Wells Fargo since January of 1972. One would think that if I had a check signed over to me, that I could deposit it into my account. Not so. The person that the check was originally made out for, must either have an account …
Western Union Money Transfer
Since then, I’m always concerned when it comes to remittance that my parents usually send me every month for my studies and it’s kinda annoying most of the time since I have to wait one to two days for the remittance to arrive in my bank account. There are …
Bank of America
I received a check as a payment from a customer that I had a hard time getting payment from. When the customer finally gave me a check, I wanted to make sure it was a good check. It was drawn on Bank of America. I decided …
Paypal
Paypal is one of the most popular payment processors used worldwide. So far, I’m happy with it. The payment is fast, and as I see it, Paypal is probably one of the cheapest way of sending money to any part of the world that belongs to the list of …
Palmers Skin Firming Lotion
I am always looking for a product that will live up to its claims to firm my skin. I am thin, but I have some jiggle and I’d like to get rid of it. And it’s not getting any better as I age that’s for sure. …
BDO Bank
I have been a client at Equitable PCI bank until it merged with Banco de Oro to form the BDO bank and I can say that since then banking has never been this easy.
I love that the banking hours …
Standard Bank Savings account
As a young man who is solely involved in multiple business ventures, spanning over a variety of things, I need to have an account that manages my funds for me without much bank charges or complicated processes.
I have since acquired a savings account with the Standard Bank of South …
Security Bank
Our office recently switched to Security Bank for some reason, and I’m not really happy about it. Security Bank, though an established financial institution, still lacks a lot of services. For one thing, I can’t seem to transfer funds to my personal savings account. I have tried through their …
Bank of Oklahoma
When deciding where to get your mortgage from, use anybody other than Bank of Oklahoma mortgage. When we decided to buy a house, we decided to use them because of their 103% loan. 30 year fixed, with payments that went up and up year after year. We are nearing …
Wells Fargo Rewards Program
As a part of my first checking account sign up process, I was offered membership to Wells Fargo’s rewards program. I said, “okay,” thinking it would be amazing to get rewards just for using my debit card. I was wrong.
Membership in Wells Fargo’s rewards program costs around $25 per …
Circuit City Credit Card Application Process
If you have ever needed a credit card for an important purchase then you know the position that I was in which I applied for the Circuit City credit card for the first time. I had found a great deal on a Playstation 3 console in a bundle which …
PayPal
Just about any online seller or business takes PayPal! It’s amazing I tell you!! Amazing!! I love how you can withdraw and transfer money from bank account to bank account, to family members and friends, or back and forth.
The most amazing thing is PayPal’s partnership with eBay. Because …
Paypal Premier Account
I’ve used Paypal for years, since I signed up for an Ebay seller account. I’ve never had any problems with this site. Everything is explained in detail. If they say it takes 3-4 days to transfer money into your checking, then that’s how long it takes. Please remember that your …
Philippine Savings Bank
This bank is a member of the Metrobank Group. I have a dollar account for my savings and the previous bank where I had it decreased the monthly interest. When the dollar hit a high rate of close to 50 pesos several years ago, all banks decreased their rate …
Bank of Montreal MasterCard
As soon as I got my CIBC issued Visa card, my fortune began to change. One day, I got another application for a credit card, this time from Bank of Montreal, which I found odd, because I did not have a bank account with these guys. I …
Nextwave Titanium Plus Prepaid MasterCard
I’ve had the Nextwave Titanium Plus Prepaid MasterCard since November 2007. For those people who don’t have any idea how a prepaid credit card works, these are the mechanics.
First of all, there are no credit checks. After all, you are loading your own money into the credit …
State Bank of India Home Loan
Taking a home loan is one of the most auspicious decisions that I have ever taken. It is auspicious because it was going to affect me for long time. Choosing the best partner to finance loan for home is the first step in this decision, off course, it is …
Triad Financial aka RoadLoans
Two years ago my car died with 250,000 miles on the odometer. I was newly single, without much credit of my own, and if the truth be told, I was afraid of being rejected face-to-face if I applied for a loan at my bank or at a car …
Wells Fargo Bank
Wells Fargo Bank is a financial institution that has been around since the year 1852. Their headquarters is based in the Lancaster,California area.I had an account with wells Fargo Bank in the late 2004 period through early 2005. At the time I was on the move and I needed …
India Infoline
When I started stock broking, I was a little bit tensed about the selection of perfect broker. After much research on the internet and friends I opened a D-mat account in India Infoline.
However, before writing anything, I must say that I am deeply dissatisfied with this broker services. On …
Charter One Bank Hudson Ohio
Charter One Bank is a pleasant place to do business. My husband and I applied for a home equity loan, (which was the lowest interest rate in the area), there and were treated very nice and cordial. The bank representative called us and kept us abreast of …
Bank of Baroda
Some years ago I didn’t have any personal account in bank. I was thinking that, in which bank should I open an account. I had to open a saving account. When I was in 11th standard three people came to my school. They were from Bank of Baroda. They …
fidelity.com
Trustworthy online brokers are hard to find. Because of this, I would like to tell you about Fidelity. The web site is www.fidelity.com for those who are interested but cannot find the site. I like many advantages about this site. These advantages include the mobile applications available. This does …
FreeCreditReport.com
FreeCreditReport.com claims to have the magic power to provide you with a free credit report and a host of other services. The other services come with a charge. Hold the phone because I have some news for you.
The Experian Credit Report they provide is already a free service!
Go to …
ICICI Bank
I am a customer of the ICICI bank for the last three years. Ever since I came to New Delhi, I opened an account with this bank.
As they have promised, they are providing perfect services to me. Though there are some minor problems and aberrations, I am a satisfied …
American Nationwide Mortgage in West Des Moines, Iowa
Being a 43 year old single mom with a 4 year old daughter, an online college student, and working 40 hours a week just to get by, I look forward to my income tax refund every January. My oldest four children, ranging in ages from 23 …
Citiseconline Stockbrokers
I first went into stock trading of Philippine stocks last year through a personal broker. I initially invested around P30,000 which I soon found to be too low to make the stressful stock trading worth it. Along with the high commission rate and the not-so-on-the-spot advice the …
Wal-Mart Money Card
I do a lot of shopping online. I recently had fraudulent charges on my credit card. So I decided to purchase the Wal-Mart Money Card to use for my online shopping. I thought this was a really great idea because it acts as a prepaid debit …
Free Credit Report online
If you watch TV, or use the internet, you have more than likely seen ads to get your free credit report. I was very skeptical at first about getting any kind of credit report online. But once I did some research and found that it was totally safe, I …
Discover Credit Card
I have been using Discover for the past ten years or so. I have never had a problem with them and enjoy their credit reward system. Every few months, they have certain featured areas that will earn you extra 5% cashback (compared to the typical 1% cashback). It may …
Metrobank Classic Visa Credit Card
For someone who has a main account in this bank, Metrobank surely knows how to devalue it’s name by giving me a credit card with only a credit limit of exactly $565. You’re wondering why there’s an extra $65 and it’s not an exact amount like $500 or $600 …
ING Private Banking
I started with ING Private Banking in June of 2006. For those who are not familiar with ING, it is called the International Netherlands Group, one of the largest financial institutions in the world. ING proved to be a pace-setter amongst its contemporaries offering financial products that other banks …
Sallie Mae
Don’t be lured into “the nightmare that keeps on giving” by how attractive their interest rates first appear on paper. I have three different loan servicers, and I would rate my experience with the other two as “good” and “great”. I would rate Sallie Mae, however, as …
Greendot Prepaid card
I love the Greendot prepaid card because I don’t have a credit card and with the Greendot prepaid card I am able to make purchases online and this card is hassle free. When I first purchased this card I didn’t have to wait to start using it, I …
Wellsfargo payday loans
I personally think that the best place to go for a payday loan is wellsfargo. I have been to 2 different places for loans one is Check into cash and the other is check n go. Those 2 places have pretty much the same pricing which i …
TD Bank
I started out with this bank when I turned eighteen and could finally have a bank account under just my name. At first, I absolutely loved it. The people who worked at the branch that I always went to were really nice when I was setting up my account. …
Discover Card Services (credit card)
Discover is a pretty common company in terms of credit cards. While the card is not bad to use, however, the interest that can accumulate over time, can be a bit insane. I have been a holder of the card for several years, and although I originally …
Capital One Credit Card Lab
If you are a holder of a capital one credit card then you are in for a great treat. You now can design your very own credit card and download an image unto the website and that image will then become your credit card. The only drawback …
ING DIRECT
I was introduced to ING Direct by a friend who informed me that their interest rates on things like a savings account are higher than other banks. That evening I got on the internet and began researching the company and found that their interest rates are indeed higher than …
Citibank Credit Card Mailing System
I have been a Citibank credit card account holder for almost a year and I have known it already that the mailing system of this company is very obsolete–snail mail. I have known this ahead of time because my husband has been a Citibank Platinum …
Citimortgage
Back in January of this year we had a kitchen fire at out house. I contact the insurance company and they came out the next day to assess the damages. A week later we received the documentation on what they were paying for, with the checks for …
BPI Phone Banking
I just witnessed my cousin get really angry. It was her turn to pay for our electric bill, and this was her first time to use BPI online banking. My mom and my sisters use it all the time, because it’s easier than going to the bank to pay …
Juniper Credit Card
I have very good credit but still have some credit card debt that I’m trying to reduce. One good way to do that is to request that the company reduce the interest rate in order to keep you from looking elsewhere, perhaps to pay off this account with …
Unionbank Customer Service
Unionbank customer service simply sucks! They do not know how to value a client like me who has been with them for ten years now. I have a Unionbank Visa credit card. In the ten years that this card has been with me, I have never been amiss in …
DLSU-Union Bank Visa Credit Card
In March last year, I got myself a DLSU-Union Bank Credit Card as this was being adamantly pushed by a staff in the DLSU Alumni Office. I thought I could use another credit card for emergencies and getting a co-branded product may not be a bad idea after all. …
American Express Blue
I’ve been a loyal American Express Blue member for almost 10 years. It is a phenomenal credit card as long as you keep it in good standing. Most American Express Cards require you to pay off your balance every month, but blue does not. The reason …
PayPal.com
With so many websites aiming to scam people it’s virtually imperative to have a trusted site that can handle my money. That’s why I love PayPal.com. I know that PayPal is a site that I can trust when I want to either send money to or from my bank …
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