Bank Of America  » Finance  »
2.5
1 votes
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  • Even though they do not have actual branch offices in my state I knew they did have ATM's so I should be all set, or at least I thought the ATM's were enough
  • I will continue to bank with them for all of my online funds such as transfering my paypal, but for anything else I think I need a place I can actually go into and physically cash a check

    • by Trixxie
      TRUSTWORTHY

      all reviews
      We have all seen the commercials for Bank of America, you know the ones that say keep the change. So, I recently sign up for a checking and savings account via their website.

      The website (bankofamerica.com) is very user friendly and they even have online chat support if you need assistance. I was at first very happy with my accounts. Even though they do not have actual branch offices in my state I knew they did have ATM’s so I


      should be all set, or at least I thought the ATM’s were enough. That was until the day I went to an ATM to deposit a check and found the ATM’s do not have deposit slots. I called the 24 hour bank hotline, yet another great feature I might add, and was told that in order to cash a check with Bank Of America I would need to sign and send in my check through the mail.

      For some reason ...


      • sending it through the mail does not strike me as very safe. What would happen if the check was lost or stolen during the mailing process? I would then be put into a position of trying to track down the check or cancel the check and wait to have it reissued. That’s not something I want to have to go through.

        I really like Bank of America as they do have totally free checking, online live chat support, friendly customer service,

        a 24 hotline I can call if I need assistance and much more. Sadly, the thing I am not happy with is the fact that to cash a check I have to put in a lot of effort and it seems risky. I will continue to bank with them for all of my online funds such as transfering my paypal, but for anything else I think I need a place I can actually go into and physically cash a check.




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