Last year I was in an accident, I have GEICO insurance and the person who rammed into the back of my car also had GEICO. I called GEICO gave them the information on the woman who hit me, I had no problems getting my car fixed, my problems with GEICO fall on the other end. I had severe brusing where my seat belt cut into my shoulder, I had a sprained right shoulder, and some other injuries, using my PIP coverage, for most of the bills was fine because it was my insurance, however trying to get GEICO to settle on the the personal injury side is a nightmare. Had records, medical examinations, therapy, doctors appointments, everything I did was correct, had to get a lawyer to settle this mess. As long as they take your money each month for your premiums you are fine, however trying to get them to settle a case because one of their insured drivers didn’t know how to drive was a shame. All I can suggest is that if you are in an accident, get all the information correct from the person who hit you, make sure that you have the license, registration, current insurance inforamtion and get a lawyer as soon as possible….
Rating: 6